HKD funding and collection routes

FPS 2 groups

FPS: FPS (Local) Non-financial institutions · Customer: Anywhere except US Settlement REALTIME Platform Nium One Sender market Hong Kong

FPS: FPS (Local + Wire) Non-financial institutions · Customer: HK Settlement REALTIME Platform Nium One Sender market Hong Kong

CHATS 2 groups

CHATS: CHATS (Local + Wire) Non-financial institutions · Customer: HK Settlement T0 Platform Nium One Sender market Hong Kong

CHATS: CHATS (Local) Non-financial institutions · Customer: Anywhere except US Settlement T0 Platform Nium One Sender market Hong Kong

SWIFT 2 groups

SWIFT: SWIFT (Wire) Non-financial institutions · Customer: Anywhere except US Settlement T1 Platform Nium One Sender market All markets

SWIFT: SWIFT (Local + Wire) Non-financial institutions · Customer: All except HK Settlement T1 Platform Nium One Sender market All markets